Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients.

This is currently a hybrid in office/partially remote role

The Senior Risk Analyst – Auto Credit Analytics is responsible for executing quantitative analysis to identify, measure and communicate credit risk. This role will leverage business, technical and analytical skills to evaluate the evolving nature of auto credit risk and create transparency into expected and actual portfolio performance.

Through analysis and in-depth research, the Senior Risk Analyst will contribute to Independent Risk Management executing on its responsibilities of providing an objective, critical assessment of risks and through oversight and effective challenge, evaluates whether Ally remains aligned with its risk appetite and risk limits.

The Work Itself

• Communicate reporting and analytical findings in a concise and focused manner
• Work with and manage large amounts of data, executing and maintaining routine reporting processes, developing new repeatable reporting processes and completing in-depth analysis identifying and measuring credit risk across the Auto portfolio
• Review and challenge material estimates and/or the processes that provide estimates used in managing the business line, including loss forecast, ALLL, stress tests, credit risk ratings, appropriateness and effectiveness of credit risk policies, and compliance with enterprise policies and standards
• Maintain, improve and evolve suite of managerial reporting
• Independently identify, assess, monitor, and escalate risks across the enterprise
• Leverage current and explore new tools to provide meaningful data insights, create robust reporting, and expand portfolio surveillance capabilities
• Conduct ad-hoc analysis and manage independent projects

The Skills You Bring

• Bachelor's Degree Required (preferably Finance, Accounting, Economics, Statistics or Business-Related Curriculum); Graduate Degree preferred
• 3+ years of experience in performing analytics, evaluating credit, publishing management reporting or assessing risk in the financial services industry, preferably automotive lending
• Strong technical and data skills – SQL experience required. SAS, Python, R experience a plus.
• Proficiency with Microsoft Office products including advanced Excel and Powerpoint skills. Experience with PowerBI or Tableau preferred Ability to work collaboratively and effectively at all levels of the organization
• Good organizational skills with the ability to work autonomously and initiate proactively
• Ability to translate modeling/analysis results into business recommendations
• Strong analytical and problem-solving skills
• High level of oral and written communication skills
• Ability to manage multiple priorities and deliver timely results